Dental Payment and Financing Options

Cunning Dental Group accepts most insurance plans, major credit cards and
financing with no interest - no money down on approved credit.



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Dental payment and financing.

Cunning Dental Group in Montclair, California provide caring dentistry services with a caring touch for over 40 years. Dental procedures are an important decision. It is also one that requires meeting financial obligations. We want to make sure that you have every detail of your financial obligations explained to you. We also want to provide you with the most convenient way to move forward with your dental treatments by offering financing with CareCredit or Springstone Patient Financing. We also accept most major insurances, major credit cards and both cash and checks.

Our knowledgeable treatment coordinators can offer solutions to help you work within your budget. For our patients with dental insurance we will work to maximize your dental insurance benefits; and we will be happy to bill your insurance as a courtesy.

Dental Financing

Financing available.

To provide you with the highest quality dental care, Cunning Dental Group provide a comprehensive estimate of fees as well as treatment options. Our knowledgeable treatment coordinators understand financial limitations and can offer solutions to help you work within your budget. Cunning Dental Group offers flexible financing plans with CareCredit and Chase Healthcare Finance. Explore the financing details below to find the best dental financing option for your future treatments.

 

Make payments over time with the Wells Fargo Health Advantage® credit card1

Special financing available. Ask for details.

Special financing is available in many different terms.
Call 855-328-6646 to make an appointment and apply for financing.

1 Subject to credit approval. Ask for details.

Springstone Patient Financing SM

Springstone

Cunning Dental Group is pleased to offer flexible payment plans from Springstone Patient Financing.

  • No initial payment and no payment for 3-7 weeks
  • Affordable Extended Plans with low fixed rates & low monthly payments
  • 6-24 month Promotional Plans
  • No prepayment penalty

You can calculate potential monthly payment options. Or place an application in a few short minutes, and decisions are typically available in seconds. For more information, just ask our team or visit springstoneplan.com.

CareCredit®

CareCredit® is a credit card with special financing options and convenient monthly payments - to help you achieve the healthy, radiant smile you've always wanted.

  • No interest if paid in full within 6 or 12 months*

    On qualifying purchases of $200 or more made with your CareCredit credit card account. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum Monthly Payments required. Required monthly payments may or may not pay off purchase before end of promotional period.

  • 14.90% APR for 24, 36, 48 or 60 Months**

    On qualifying purchases made with your CareCredit card account. Required Fixed Monthly Payment amount based on repayment over 24, 36, 48 or 60 month period. Purchases of $1,000 or more are eligible for a 24, 36 or 48 month offer and purchases of $2,500 or more are eligible for a 60 month offer.

  • Apply Here
  • For more information see carecredit.com
Calculate your low monthly payment.

* No interest will be charged on the promotional purchase if you pay the promotional purchase amount in full within the 6 or 12 month promotional period. If you do not, interest will be charged on the promotional purchase from the purchase date. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

** Interest will be charged on promotional purchases from the purchase date at a reduced 14.90% APR, and fixed monthly payments are required until promotion is paid in full and will be calculated as follows: on 24 month promotions - 4.8439% of initial promotional purchase amount; on 36 month promotions - 3.4616% of initial promotional purchase amount; on 48 month promotions - 2.7780% of initial purchase amount; and on 60 month promotions - 2.3737% of initial promotional purchase amount. The fixed monthly payment will be rounded up to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Dental Insurance

We accept most dental insurance plans.

Cunning Dental Group accepts insurance providers listed below. Our knowledgeable treatment coordinators have experience with billing the dental insurance carries. Cunning Dental Group will work to maximize your benefits; and we will be happy to bill your insurance as a courtesy. Cunning Dental Group is on the preferred providers list for the following insurance plans:

  • Aetna
  • Ameritas
  • Blue Cross
  • Blue Shield
  • Delta
  • Dentemax
  • First Dental Health
  • Great West
  • Guardian
  • KPIC
  • Metlife
  • Phoenix
  • Principal
  • Prudential
  • United Healthcare

Credit Cards

Major credit cards accepted.

Cunning Dental Group accepts all major credit cards which include Visa, MasterCard, American Express and Discover. Our treatment coordinators are available to process your credit card of choice or to process multiple credit cards. With popular rewards credit cards patients frequently choose credit cards to pay for their treatment fees. Rest assured that at Cunning Dental Group we accept all major credit cards.

Cash and Checks

We accept cash and checks.

Paying with cash or check is very convenient at Cunning Dental Group. Choosing a treatment plan is part of the equation. The other is paying for your procedure. You have the option of paying your treatment plan in full with cash or check. We also can accept the combination of cash or check. Our treatment coordinators are available to comfortably and securely receive your payment and provide you with a receipt.